Minutes of meeting: Monday 17th October 2023

5th All-Party Parliamentary Group for Households in Temporary Accommodation.

Monday 17/10/2023, 15.00-15.50, hybrid meeting
Room C, 1 Parliament St.

Joint Secretariats: Shared Health Foundation (SHF) and Justlife (JL)

Attendees:
Siobhain McDonagh MP (Mitchem & Morden, Labour), Rebecca Long-Bailey MP (Salford & Eccles, Labour) Felicity Buchan MP (Parliamentary Under Secretary of state, Housing and Homelessness), Dr Mel Nowicki (Oxford Brookes University), Professor Katherine Brickell (King’s College London), Irhaa (Lived experience), Christine Arkam (Expert witness), Sam Pratt (SHF), Fran Anderson (Justlife), Jo Spurling (SHF), Sam Khan (Siobhain McDonagh MP), Caleb Neilson (SHF).

Number of attendees online: 20

Purpose:

To discuss findings from the recently published report ‘Debt Trap’, written by Professor Katherine Brickell and Dr Mel Nowicki. The report reveals how debt is a major factor in why families become homeless, how it worsens during their time living in Temporary Accommodation (TA), and then continues to impact on families even when their homelessness ends.
https://sharedhealthfoundation.org.uk/publications/the-debt-trap-report/

Meeting

Dr Mel Nowicki

Reader in Urban Geography at Oxford Brookes University and co-author of the report ‘Debt Trap (2023)’ begins the meeting by highlighted the findings from the report:

  • Debt is a major factor why families become homeless, it worsens during stays in TA and then continues to impact on families’ futures even when homelessness ends.
  • Rent arrears are leading cause of homelessness. Many women we interviewed were economically controlled, forced to rely on credit for everyday expenses, and in some cases enrolled into coerced debt.
  • Many describe these debts as another form of punishment that follows them, even after they leave their abusive partners.
  • Later still, when some women have needed to flee again, after being found by their abusers are hit with more rent and council tax arrears as they had to move quickly. In short, domestic violence feeds a debt trap.
  • Living in TA can negatively impact homeless families contributing towards their debt and a life of uncertainty. Stays in TA should be short, safe and healthy as possible however, the research shows that the key barriers to this are the rent arrears which inhibit families’ transition into permanent or social housing. Applicants in rent arrears can become ineligible to bid for homes or lose prioritisation on housing.
  • Women and children remain stuck in TA until they clear or reduce their debt to a certain level – or show their ‘intent to pay’ through consecutive repayments (rules are contingent on local authority).
  • Stays in TA also increase debt burden. For example, due to difficulties in procuring TA, homeless families are often moved miles away from their existing support networks and schools. Taking children to school often produces high expenses of up to £280 in transport per month. Additionally, those living in hotels or B&Bs lack basic cooking facilities such as a microwave and/or even a kettle, pushing homeless families to spend huge amounts of their income on takeaways to starve off hunger.
  • The rising cost-of-living, credit used to pay for transporting and purchasing household goods between each move, including the repeated errors in Universal credit and council tax calculations adds additional financial burdens on homeless families and increases their debt.
  • Inflexible and costly childcare also increases debt burden.
  • Even when families are allocated to permanent residency, it is often of substandard quality, meaning debts are accrued further in order to make the accommodation liveable (e.g. paying for carpets).
  • Incurring debt therefore becomes a necessity for survival during their homelessness journey.
  • While these individual debts ae generally small and negligible in purely financial terms, the research shows the disproportionate and negative impact they are having on the lives of women and children in these predicaments.
  • Solution: Scrap rules on outstanding housing-related debt determining property bidding eligibility.
  • Other recommendations outlined in the ‘Debt Trap (2023)’ report.

Irhaa (lived experience voice) with Professor Katherine Brickell

Irhaa, in conversation with Professor Katherine Brickell, shares her lived experiences of navigating domestic violence. Homelessness and debt as a mother.

Professor Katherine Brickell asks: Can you tell me a bit about your story?

Irhaa states:

  • Experienced domestic violence for 13 years, ever since the start of my marriage, both from husband and mother-in-law.
  • Husband kept my carers allowance from me, and I had very little access to money, which he controlled.
  • One of the reasons why I always put up with the domestic abuse was, I used to think, ‘How am I going to do it with the four kids financially?’
  • Emotional abuse developed into physical abuse, and I was almost killed.
  • I had to leave with nothing.
  • Lived in a hotel for 5 weeks with children before being moved to other temporary accommodation – but it had rats, huge cracks, it was dirty, and the garden was full of rubbish.
  • After six months, received permanent housing, but again in a poor state of repair, and required credit card borrowing to buy furniture and lay carpet – you cannot just have children on a bare floor.

Professor Katherine Brickell asks: What impact has debt had on you since?

  • Debt has been one of my biggest worries, I couldn’t get back on my feet – making the sums add up is impossible.
  • I struggle to sleep at night worrying about debt.
  • I sought support from StepChange Debt Charity and continue to repay my debts.

Christine Arkam (Expert witness voice)

Christine Arkam shares her lived experience navigating domestic violence. Homelessness and debt as a mother.

  • Some background about me: I was working full time as a teacher in a primary school and my children were between 6-7 years of age. Unfortunately, due to the domestic violence I was experiencing from my partner, me and my children had to flee from home. We moved into a women’s refuge for a duration of 18 months. Due to the distance between my job, my children’s school, and the refuge, I had to leave my job and move my children to a nearby school. The home we had lived in previously was in my partner’s name. He deceived me and coerced me into taking out bank loans. I was in £31,000 debt. He promised to pay them off but lied.
  • Every time we moved from accommodation to accommodation in the PRS I was always reassessed for benefits due to being a single mother in debt. By the time we reached TA I had built up so many arrears in rent.
  • I also moved my children back to their original school where they felt most familiar and had already made friendships for their wellbeing, however, the monthly transport costs increased my debts. The head teacher at this school, where I worked, was very helpful and even gave me my job back.
  • Eventually, we moved into permanent housing which was of poor quality. There was no furniture, so I had to rely on credit cards to buy white goods and cleaning products. The accommodation was in poor condition.
  • In 2021, I was made redundant and used the redundancy pay to pay off my credit debts.
  • After more than 10 years my children and I are still heavily affected by the trauma experienced.

Siobhain McDonagh opens Q&A

1. Felicity Buchan MP asks: “I have been informed that some of the debt placed onto women is enforced debt that they have not taken willingly. To what extent is it the case that women subject to domestic violence haven’t willingly taking it upon themselves?”

Professor Katherine Brickell answers: Not all domestic violence victims are coerced in debt, however, it is certainly a pattern that you can identify. Not sure if data would exist on all the coerced debt from domestic violence survivor victims. One of the things however, that crops up is the re-punishment of the domestic violence survivors through policies that are punitive in terms of the debts that they hold. Debts either not through their choice or even coerced. Those with rent arrears cannot bid on any social housing. And those in TA are faced with a debt burden to make the TA they’ve been allocated liveable and of proper standards. Most people who are in debt are so not by choice. The priority banding and allocation policy needs to be further reviewed.

Felicity Buchan MP states: “One thing that you brought up Katherine, is the quality of TA and this is something I am very focused on. As a government we need to ensure all housing is of a good and decent standard. Presently, we have just proposed the Social Housing Bill, enforcing higher standards are met on social housing, and we are in the process of bringing through Parliament the Private Renters Bill. This will therefore improve all types of housing and regulation. I know that in London, all the Local Authorities (LAs) have come together to work out ways to improve conditions in TA for households. Anyone who thinks the accommodation they’ve been allocated to does is unsuitable have the right to take it up with their LA.

2. Rebecca Long-Bailey MP states: “The report raises some important recommendations about increasing Local Housing Allowance and Universal Credit. “

Rebecca Long-Bailey MP asks: Following this report, do we want to draft our own letter to the Chancellor?” [agreed as action point that a letter will be drafted and sent]

Rebecca Long-Bailey MP asks: “Felicity, will you be putting the Chancellor under a bit if pressure to improve issues surrounding TA?”

Felicity Buchan answers: “We are in very detailed discussions with the Treasury, although decisions are not made until closer to the Autumn Statement which will be published sometime in November. I have listened to issues discussed and I hear you”.

Rebecca Long-Bailey MP asks: “Do you know when the Private Renters Reform Bill will be proposed?”

Felicity Buchan MP answers: “I cannot give exact timing of when this will happen, but we are looking into it. It is a manifesto commitment of ours, so we are committed.”

Amanda Aremie, (Adur & Worthing Councils) asks: “Is there anything that can be done to lift the cap on the rents LAs can charge on TA, so that LAs can procure better standards of accommodation?”

Felicity Buchan MP answers: “Very fair question. We are in discussions with the Department of Work and Pensions (DWP) and the Treasury. Thank you for raising it.”

Siobhain McDonagh MP states: “There are councils fearing bankruptcy because of the amounts of money being spent on temporary accommodation. London councils are spending lots of money on TA. There are 400 TAs used in my constituency, throughout 23 years of my career I have never seen this”.

Felicity Buchan MP states: “We’ve huge pressures on the PRS and the Home Office have been hovering up lots of properties. We’ve had lots of arrivals of refugees from Ukraine (190,000), those from Hong Kong (180,000) and lots of asylum seekers. There are intense pressures on the housing market, and I am aware of the issues and the increasing usage of TA. My budget in DLUHC is £2 billion for TA for over 3 years, with £1 billion on homelessness prevention. We believe homelessness prevention is the key to reducing numbers in TA and so we’ve distributed this money to all the LAs in England. There has been lots of money invested into this. We are very focused on decreasing the numbers of TA. We are also aware of the problems involving Out Of Area (OOA) placements and Domestic Violence (DV)”.

Sam Pratt asks: “Felicity, there is a place held for the matter of TA in the Renters Reform Bill, but that’s just there as a placeholder with no government commitment included. Will TA be in the Bill?”

Felicity Buchan MP states: “Our philosophy is on improving all types of accommodation, and we are less focused on categorising TA as a specific type of housing. We are working more to improve standards instead”.

Siobhain McDonagh MP asks: “If someone was to approach the LA in my constituency, their response – most likely- would be to move you away to a different borough as there would be no stock of TA available. Trade off is between quality of TA and location and many sacrifice good standards just to remain local and live near their family and friends.

Professor Katherine Brickell states: “One thing Irhaa and I didn’t cover was how debt continues after homelessness journey.”

Irhaa states: “After 3 years of being on this journey, my mental health was affected, and I had no choice but to move back in with my husband because of the financial situation. He pays for me to live in a separate place with my children, however, I have to be careful. I must keep playing happy families with someone I hate; someone I am petrified of just so he can financially support me and my children. He has all the power, and he can decide one week to just not pay for the rent or food.

Professor Katherine Brickell states: “Irhaa’s story is very powerful because it shows the debt trap. Because of the impossibility of the maths, having to take this huge life decision, that no one should have to make. It is a trap that is failing women. It serves to show issues around gender inequalities and domestic violence, that have not been taken seriously enough. We hope from the report that the gender dimensions come out and the issues surrounding childcare and the difficulties women have to access employment are tackled. These issues are messy and complex and should be unpicked as such because TA is complex. So often when we think about homelessness, the issue of debt gets lost. Debt doesn’t occur through recklessness and financial literacy will not solve the problem. Women we spoke to are hugely financially literate. This needs structural change”.

Gabriella (online) asks: “In order to reduce numbers of vulnerable women (such as survivors of gender-based violence) and their children living in TA, the reforms in the PRS should involve procuring rent-controlled tenancies for women, as proposed by the Women’s Budget Group. If the Local Government works in tandem with the National government to ensure affordable rent are set to the local women’s wages (rather than the general average wages), some of the bottlenecks in the emergency housing system could be addressed. What are the likelihood measures such as this to be considered by the government?”

Felicity Buchan MP answers: “We are not going to do rent controls and the reason for this is, when rents were controlled, it introduced (ironically) higher rents. This was due to landlords leaving the PRS housing market and the shortage in supply. It just hasn’t worked. What we are looking into in the Renters Reform Bill is where rent can only be raised once in the year and can only be done so fairly to prevent high rent increases and rick of evictions”.

Actions:

To draft a letter to the Chancellor, urging them to increase the Local Housing Allowance
and Universal Credit rates due to the important recommendations highlighted in this
report.

Meeting was concluded at 15:50.

Minutes of Emergency Meeting: 11th September 2023

Emergency All-Party Parliamentary Group for Households in Temporary Accommodation and All-Party Parliamentary Group for Ending Homelessness

Monday 11/09/2023, 13.30-15.07, hybrid meeting
Portcullis House.

Secretariats:
APPG for Households in TA – Shared Health Foundation (SHF) and Justlife (JL)
APPG for Ending Homelessness – Crisis

Panellists: Dr Laura Neilson (SHF), Francesca Albanese (Crisis) Siobhain McDonagh MP (Labour), Bob Blackman MP (Conservative), Vicky Spratt (iNewspaper), Daniel Hewitt (ITV News), Kate Webb (GLA)

Attendees in person: Sam Pratt (SHF), Christa Macvier (JL), Simon Gale (JL), William Lewson Cole (Office of Natalie Elphicke MP), Anna Gorrell (Office of Catherine West MP), Hinna Ghafoor (Office of Catherine West MP), Harry Axelson (Office of Ben Everitt MP), Sally Cullins (Office of Richard Bacon MP), Amy Bentham (Office of Sharon Hodgson MP), Josh Hartley (Office of Sharon Hodgson MP), David Taylor (Havering Council), Emily Page (Pathways), Nicola Taylor (Office of Apsana Begum MP), Jack Logan (Office of Anne Marie Morris MP)

Number of attendees online: 140

Purpose:

An emergency meeting called by the APPG for Households in TA and APPG for Ending Homelessness to stress upon the need of a National Strategy on the homelessness crisis and increasing number of children (131,370) currently living in TA.

Meeting

Bob Blackman

Co-Chair of the APPG for Ending Homelessness opens the event, welcomes attendees, introduces the panellists, and makes opening remarks:

  • We meet against the background on the increasing requirement for TA – there are stark statistics from London councils and across the country of households and children in TA.
  • In my constituency – children in TA have been moved around multiple times, causing disruption to their education and wellbeing.
  • Number of homeless households in TA has hit highest point in record in the last 25 years ago.
  • There are many issues involved.
  • My secondment private member’s Bill on Supported housing on exempt accommodation is now being regulated for the first time. We are still waiting for enactment, however.
  • This is good news but still there are many vulnerable people out there being exploited by scrupulous landlords.

Francesca Albanese

Executive Director of Policy and Social Change from Crisis is pleased to have joined forces with the APPG on TA and discusses the latest findings from the ‘Homelessness monitor’ – a longitudinal study (part funded by Crisis and Joesph Rowntree Foundation), that provides a summary of homelessness impacts due to recent economic and policy developments in the UK.

  • Homelessness in England is on the rise and usage of TA is acute, reaching 104,000 households and 131,370 children currently living in TA. This is enough to fill over 4000 classrooms.
  • Monitor looks at current trends and predictions of homelessness, including all forms of homelessness such as: statutory homelessness, sofa surfers, people living in cars and unsuitable buildings – this developed data set is seen as the core of homelessness which is driven predominately by inflation and rising private rent costs, (alongside evictions).
  • In short-term homelessness will increase. There is mounting pressure on households being pushed into homelessness and those already homeless are forced more and more into unsuitable TA, with insufficient amount of suitable accommodation for people to move into.
  • Most striking finding from the monitor is the pressure LAs are under to procure housing in Private Rented Sector (PRS).
  • PRS housing rates, lack of housing supply and frozen LHA rates are prime factors causing the homelessness crisis.
  • However, we have modelled policy solutions as part of this research: 1) Short-term focus on households and social housing allocated to homeless households, 2) Increasing LHA to 30 percentile rates, 3)
  • Maximising homelessness prevention, and 4) Long-term increase of social housing supply by 90,000 in the next 15 years.
  • A national strategy (implementing these solutions) needs to address all forms of homelessness and the wider systemic issues of TA, and there needs to be a clear strategy on TA.

Dr Laura Neilson

CEO of Shared Health Foundation and doctor in Paediatric Emergency medicine. Laura requests clip of MP Siobhain McDonagh announcing in Parliament the increasing figures of children stuck in TA from 2019-2023 to be shown to panellists and online attendees.

  • The issues highlighted today are not something that parliament are unaware of.
  • There are in England 131,370 children stuck in TA and year-on-year there is a steady increase. We expect this to go up quicker this year for many reasons: 1) Processing and eviction notices, and 2) Issues already raised regarding housing market.
  • As a doctor I see a huge cohort of homeless children. About 1 in 23 children in London are homeless. This is not only affecting housing sector but public services such as schools and NHS.
  • Children who enter homelessness journey have all faced the day when they must be moved quickly to a different accommodation. Some of the children I’ve seen through the support hub we service in Oldham (and one opening in Heywood) have no where to sleep by the end of their school day. This is not an uncommon story.
  • Reasons why children end up in TA is multitude: 1) Domestic violence plays a big part, 2) Relationship breakdowns, 3) Financial pressures, 4) Landlord and Local Authority evictions, 5) Children coming out of asylum systems. 1 child never had a home throughout their whole years in primary school.
  • Lots of trauma develops from this unsettling experience and yet we expect children to move multiple times at such short notice. This makes it difficult to make friends, integrate at school and make meaningful relationships. We know that all this has an accumulative effect on a childhood’s development, and how they end up as adults.
  • From NHS angle, these children are less immunised, fallen out of health checks and health systems. For children on waiting list, once they get to the top of that waiting list, often they have been moved out of area and must start again. This is the same in many areas of support such as education.
  • Young children in particularly perform badly overall when living in TA. Common TAs are small and overcrowded, we’ve seen many toddlers unable to crawl and risk of them being unable to walk due to restrictive physical space. Children in TA also eat a lot of fast-food as there are no cooking appliances for home cooked meals.
  • Another concern about TA is safety. We’ve had conversations about damp, condensation on windows, children gaining injuries due to there being no stairways and no basic safety features, no plugs, no plumbing. As a doctor I see children with head and body injuries because of this.
  • No safeguarding – at the moment, we are mixing children in TA with adults who have many different needs and pose risks to children. Yet we are mixing them, unchecked in accommodation. I urge for action around safeguarding risks.
  • Last year we conducted a mortality view with Bristol University and asked the question – “ How many children had died in TA in the last couple of years?” This had never been asked before. We found out that 34 children died in TA. This is equivalent to a whole primary school class. Most of these children were under 1 years of age with no medical problems. There was no reason why these children should have died.
  • Combination of poverty, chaos, and unpredictability that leads to such tragic cases, and a lot of the times it’s the result of not having a cot.
  • Children are placed into TA with no cots available. Who is responsible for the cot? We provide cots at our Hub – they are really cheap and can be lifesaving.
  • I am asking for cross-party focus on this. There are ways in the NHS to improve this: 1) a Notification System to integrate public sector services, 2) Equal rights for children in education suffering with homeless as Looked After children, 3) Safeguarding to be taken seriously, 4) Proper risk assessment and 5) Cots for these young children.
  • There must also be quick action to combat these issues. In our own homeless families support service we have seen a 300% increase in the last 6 months. This is a national issue that is barely hidden.

Vicky Spratt

Housing Correspondent, the iNewspaper reveals saddening case studies of families who were moved out of borough to unsuitable TA:

  • This is emotional for me because I have worked for years with a mother whose child died from living in TA, her name is Kelly.
  • Case study of Kelly whose asthmatic son died from living in a destitute TA away from original locality. Kelly’s son died in the ambulance on way to hospital. Kelly did not know her local health services. Had she remained in the area her children grew up in this would’ve been avoided. This is what displacement means for families and children. It shouldn’t be happening.
  • I covered a story with a FOI expert Jack Shaw where we looked at the impact of these out of area placements. The data Jack pulled showed that nearly 30,000 households like Kelly were moved out of their original locality. We estimated that around 70,000 households in total.
  • Families are moved away from there familiar surroundings and plunged into complete chaos.
  • I have spent a month speaking with women in these situations and most of them suffered with avoidable tragedies.
  • Case study of Stacey a 40-year-old carer who was moved out from her home. The new TA had no furniture, and she doesn’t know how long she will be living in her current home. She had also been made unemployed because she could not commute the long distance to her job.
  • Case study of Besty: who was moved out of her original locality as there were no affordable housing. One of her children is autistic and nonverbal. Her husband works as a security guard in west London and would commute long distances often. Betsy would take children far out to a school that had special support for her child and spend rest of the day waiting in this area until end of school day to take her children back home. On top of this, the TA they were moved to was on the top floor of a block of flats. She had to struggle up the stairs with her children and a child that is very difficult to deal with. The council told Besty there was nothing they could do. However, I made them move her and the family back to their original area. It shouldn’t take a journalist to do that.
  • There is no plan for TA. I have been reporting on this for 10 years and it’s only getting worse.
  • TA can be fatal, and the case study of Kelly shows how evictions can cause potential dangers to lives.
    This issue is acute in London but areas across England are also affected.

Daniel Hewitt

Investigations Correspondent for ITV News reports on case studies and findings of families pushed into the brink of homelessness and living in unsuitable TA:

  • 2 ½ years ago we first started looked how initially the issues surrounding social housing and then came across a block of flats in England where the conditions were described by Shelter and others, as the worst in Britain.
  • In a block of flats in Croydon I can absolutely see how you can end up with 34 child deaths. A family in a flat had so much damp and safety risks I was surprised the children hadn’t already been injured or killed.
  • Conditions were appalling. Damp everywhere, water in the electrical appliances, carpet drenched. That was a TA.
  • Many cases such as these have been happening for a long time. We are at a crunch point where lack of intervention, support, and policy on this has widen the net of poverty.
  • We hear a lot of the times that work is the way out of poverty, but from what we’ve seen that is simply not true.
  • Case study of 1 man with family who had a no-fault eviction. This man has a full-time job but could not afford to pay Landlord’s asking price of £1500pcm rent. Plunged into TA in the PRS sector but through the experience he saw his children’s health deteriorate. He was doing all the right things to earn his keep but had been thrown to the wolves. His local council told him there was no housing available. I’ve seen this happen to many families.
  • Biggest worry I have is that these families are losing hope. That is a very dangerous place to be in.
  • The main party do not have a grasp of this national scandal and it is not treated as a national scandal by enough politicians or press.
  • The impact TA has on children cannot be overstated. Some families who are moved to hotels or B&Bs are left there, forgotten for months and months.
  • We’ve created a generation of children that may never have anywhere to live and are absorbing all that uncertainty.
  • This issue has to be top priority for the main political parties.
  • There needs to be a post-war plan to quickly re-build good social housing to accommodate all that are stuck for long periods of time in TA.

Kate Webb

Head of Housing Strategy for Greater London Authority (GLA) makes following statements on the pressure’s councils face on the ground:

  • 1 in 23 children in London living in TA fills up more than just one classroom.
  • Undoubtably this is a pressure that looms larger than life for politicians working in London.
  • We need to acknowledge that the safety net we ask households to fall upon doesn’t feel very safe or central or very much like a public service aimed at improving lives.
  • Policies makers should not shy away from these issues.
  • I think it is important that people think about the eco-systems that LAs are working in. What we are seeing is a housing crisis.
  • People simple cannot find an accommodation that they can afford or there isn’t any accommodation on the market in their area. In fact, the agency that they are turning to for help are also struggling with the barriers.
  • There isn’t a magic pool of accommodation that LAs can call upon.
  • Lack of accommodation that the household could afford is what is driving the usage of out-of-area TA (increasingly out of London), hotels, B&B and other forms of TA.
  • LAs budget is being crippled by TA spend.
  • All of London boroughs are aligned with the Mayor of London and other cross-sector organisations in acknowledging that this is a priority where action must be taken.
  • What we cannot shy away from is that the big policy leaders, treasury, and central government need to be pulled into this discussion and step up to pull those levers.
  • Reformation of LHA rates must happen. People on standard incomes in London cannot afford rent. LHA has become a mainstream part of how people on standard incomes make ends meet.
  • What you get on LHA rates bears no resemblance to reality and this exacerbates pressures onto LAs.
  • LHA rates have been frozen since 2020. What we hear less from is an additional LHA route that helps keep people in TA- this has not changed since 2011.
  • We need to invest in social housing urgently. The state has the responsibility to put the investment in which will pave a way out of this crisis.
  • At the moment, there is no way we can continue relying on the PRS – we must have a new build strategy.
  • We are looking at short-term solutions as realistically we will not be able to build enough homes by January next year. The consensus is to look at acquisitions in London however, there are certain constraints to what can be pulled from the housing market.
  • None of this is new evidence and unfortunately, we haven’t moved the big decision makers enough.

Siobhain McDonagh opens Q&A

1. Rachel Williamson asks: “Is there any hope that government will use the Autumn statement to discuss LHA rates and housing?

Francesca Albanese – Keep the pressure on anyone in a position to highlight issues and make change.

Vicky Spratt – Find new ways to explain the issues with policy makers.

Siobhain McDonagh – There should be a monetary policy commitment to reduce the impact of rent in the PRS. In all honesty, I do not believe the housing crisis and LHA rates will be mentioned in the Autumn statement. I hope I am wrong.

2. David Taylor asks: “How are LAs supposed to balance upkeep of housing standards with procurement?

Vicky Spratt – Lead from examples of good social housing.

Kate Webb – Lobby government urgently to see what plans they must solve this issue.

Siobhain McDonagh – Get local MPs and Councillors to join forces and protest issue for investment in housing standards.

3. Helen Lawrence asks: “Is there a consensus on mitigating people from being moved out of area?”

Dr Laura Neilson – Shared Health Foundation provides service through their Focused care project that supports people throughout their homelessness journey. However, this responsibility cannot be held by charities alone.

Siobhain McDonagh – Additionally, implementing a service akin to Ofsted will improve safeguarding for households, preventing many from being moved out of area.